Savings Rates

Rates effective December 1, 2018. Rates subject to change without notice.

Savings	Dividend Rate	APY*	Term
Savings Accounts	0.25	0.250	N/A
Clubs	0.35	0.350	N/A
Checking	0.20	0.200	N/A
IRA (Individual Retirement Account)	1.00	1.005	N/A
Insured Money Market	0.50	0.501	N/A

Dividends are calculated monthly on the average daily balance. Dividends are declared monthly and credited to your account monthly. You must maintain a $5.00 balance in your Savings - Share account to access other credit union services.

$500.00 Minimum Deposit

Certificates
Term	Dividend Rate	APY*
06 mo.	0.75	0.753
12 mo.	1.00	1.005
18 mo.	1.25	1.257
24 mo.	1.30	1.308
30 mo.	1.75	1.764
36 mo.	2.00	2.018
48 mo.	2.00	2.018
60 mo.	2.50	2.529

*A.P.Y. is Annual Percentage Yield. Certificate rates change with market rate changes, but once purchased,the rate of a certificate remains the same until maturity. Early withdrawal will result in a penalty being charged.