New & Used Vehicle Loans

If you are looking to purchase a new or used vehicle, look no further than Southern Credit Union. We have competitive rates and offer flexible financing options. You can even come in to get pre-approved before you shop, allowing you to better negotiate at the dealership! We can typically have the loan ready the same day you apply. Southern Credit Union offers rates and options to fit every budget:

  • New Cars- up to 100% financing and 72 months.
  • Used Cars- up to 100% financing and 60 months.
  • Financing includes tax, tags and title.
  • Member can elect Credit Disability and Credit Life; monthly premium based on loan balance.
  • Gap Insurance is also available.
  • All borrowers are required to maintain full coverage auto insurance on the financed vehicle.
  • All rates are quoted APR (annual percentage rate) Click here for Rates.
  • The calculator will provide an estimated payment for you.

All loans are subject to qualifying requirements – borrower must complete application, proof of income and auto insurance binder. All rates and terms subject to change. Terms and rates subject to credit score.